Employee Benefits
If you have any questions regarding your CCS benefits, please email benefits@campbell.k12.va.us.
Summary of Benefits and Coverage (SBC)
- Quicklinks
- Employee Leave Time
- Qualifying Life Events
- Health Insurance Benefits Explained
- Premium Charts (Full-time Staff)
Quicklinks
McGriff (HSA): https://mcgriffinsurance.lh1ondemand.com/Login.aspx?ReturnUrl=%2f
Anthem (Health / Dental):
-
Logging in for the first time: https://www.anthem.com/register/
-
Returning Members: https://www.anthem.com/login/
Use your ID card right from your phone... Simply download the Sydney app -- via Google Play or the App Store -- and log in with your Anthem username and password. There is no need to re-register; once Sydney is downloaded, you will continue to use the same login credentials you use now with your Anthem online access. With Sydney, you can quickly and easily access your benefits information, member services, ID card, wellness resources, and more. It’s your one-stop shop for managing your health benefits.
myVRS (Retirement): https://myvrs.varetire.org/login/
Employee Leave Time
Sick Leave:
- Full-Time & Part-Time Employees – One day of sick leave is earned per month worked.
Note: Employees may receive Donated Sick Leave from another employee up to the maximum allowable sick days - VRS Plan 1 Employees can accrue up to 250 sick days.
*including donated sick leave - VRS Plan 2 Employees can accrue up to 250 sick days.
*including donated sick leave - VRS Hybrid Employees can accrue up to 60 sick days.
*including donated sick leave
*VRS Hybrid Employees become eligible for short term disability after satisfying a one year waiting period of full-time status.
Personal Leave:
Full-Time & Part-Time Employees – Two days of personal leave is earned annually.
Personal leave does not carry over from year to year, however unused personal leave will convert to sick leave up to the maximum allowable.
Vacation Leave: (12 month Employees Only)
| Years of Completed Service | Days per Year Earned |
|---|---|
| 1 - 10 years completed | 10 days earned |
| 11 - 20 years completed | 15 days earned |
| 21+ years completed | 20 days earned |
Employees can carry over 10 days from year to year. Unused vacation converts to sick leave up to maximum allowed.
Qualifying Life Events
If you experience a qualifying life event and need to make changes to your current coverage, please email benefits@campbell.k12.va.us in order to obtain the next steps in processing your necessary changes.
NOTE: You MUST notify the Benefits Office of a qualifying life event within 31 days of the qualifying event
Examples of qualifying life events are:
- Birth or adoption of a child
- Change in spouse’s employment status causing loss or gain of benefits coverage
- Eligibility for Medicare
- Change in employment status
- Marriage / Divorce
- Death or loss of a dependent
- Turning age 26 and losing coverage under a parent’s plan
Health Insurance Benefits Explained
Deductible: A set amount you pay each year for covered services before your plan starts to pay for covered healthcare/prescription costs.
Coinsurance: Once you have met your deductible, you and your health plan share the cost of covered healthcare services. The coinsurance is your share of the costs, usually a percent of the cost of care.
Out-of-pocket Limit: This is the maximum amount you could pay before your plan starts to pay 100% of all covered healthcare costs.* It is the sum of the deductible and coinsurance amounts.
Premium: The premium, also called the monthly payment, is what you pay for the plan. It's the money that comes out of your paycheck.
What You Pay and What Your Plan Pays**
| CALENDAR YEAR BEGINS | DEDUCTIBLE REACHED |
OUT-OF-POCKET LIMIT REACHED | |
|---|---|---|---|
|
You pay your deductible.
|
You and your plan share healthcare costs. |
Your plan pays 100% of all covered healthcare costs for the rest of the plan year.* Out-of-pocket limit - Once you have met your out-of-pocket limit for the calendar year Anthem pays 100%.
|
|
|
BLUE: WHAT YOU PAY |
Coinsurance - Once you have met your deductible for the calendar year, you will be responsible for 20% & Anthem will be responsible for 80% for covered services with an In-Network provider. | ||
| YELLOW: WHAT ANTHEM PAYS | |||
*There are plans that require you to pay a copay at the time of service.
**This is only an example. Your actual cost share will depend on your plan, the service you receive, and the doctor you choose. Refer to the 2023 Summary of Benefits and Coverage provided in the open enrollment packet for more detailed information.
Premium Charts (Full-time Staff)
Plan Year 2023
1/1/23-12/31/23
Premium deductions are taken from your compensation the month prior to effective day of coverage
| Monthly Health Keepers HDHP Health Insurance Premium Anthem (High Deductible Health Plan) |
|||
|---|---|---|---|
| Employee Only | Employee + 1 | Employee + Family | |
| Employee Pays | $75.00 | $231.00 | $647.00 |
| Employer Pays | $557.00 | $913.00 | $1,013.00 |
| Premium | $632.00 | $1,144.00 | $1,660.00 |
| Monthly KeyCare HDHP Health Insurance Premium Anthem (High Deductible Health Plan) |
|||
|---|---|---|---|
| Employee Only | Employee + 1 | Employee + Family | |
| Employee Pays | $79.00 | $243.00 | $680.00 |
| Employer Pays | $557.00 | $913.00 | $1,013.00 |
| Premium | $636.00 | $1,156.00 | $1,693.00 |
| Monthly Anthem Dental Insurance Premium | |||
|---|---|---|---|
| Employee Only | Employee + 1 | Employee + Family | |
| Employee Pays | $12.75 | $37.00 | $66.50 |
| Employer Pays | $15.82 | $15.82 | $15.82 |
| Premium | $28.57 | $52.82 | $82.32 |
|
Monthly Health and Dental Insurance Premium Both Spouses Employed by Campbell County Schools & Eligible for Benefits-Family Coverage Only |
|||
|---|---|---|---|
| Health Keepers HDHP Health | KeyCare HDHP Health | Dental | |
| Employee Pays | $280.00 | $294.00 | $53.00 |
| Employer Pays | $1,380.00 | $1,399.00 | $29.32 |
| Premium | $1660.00 | $1,693.00 | $82.32 |
HSA Contributions
** Monthly HSA deposits are available on payday
| Monthly Employer HSA Contribution for enrollees in Anthem High Deductible Plan | |||
|---|---|---|---|
| Employee Only | Employee + 1 | Employee + Family | |
| Employer Contribution to HSA | $83.34 | $166.67 | $166.67 |
Employee Voluntary Contributions-you determine the amount appropriate for your needs up to the IRS maximum,
| IRS 2023 HSA Contribution Limits (Employer + Employee) | |||
|---|---|---|---|
| Employee Only | Employee + 1 | Family | Family (Double Spouse - Both Employed by CCS & Benefits Eligible) |
| $3,850 | $7,750 | $7,750 | $7,750 |
*Note: Over age 55, additional $1,000 can be contributed until your Medicare effective date